Your waist to Hip ratios is an important tool that helps you determine your overall health risk. The location of fat on your body indicates your risk for heart diseases and diabetes. Find out if your body looks like an apple or pear. To enter the above values, use a measuring tape to measure the circumference of your hips at the widest part of your buttocks. Measure your waist holding the measuring tape just above your belly button near the smaller circumference of your waist.